Pricing · Subscriptions · Total Cost

Wearable Pricing Guides

What every fitness tracker actually costs — hardware, monthly subs, annual plans, and the cheapest path to ownership. Updated 2026.

At a glance

5 brands
Brand Hardware Monthly Annual Cheapest path
WHOOP Included with membership No monthly option $199 (One) · $239 (Peak) · $359 (Life) WHOOP One annual — $199/yr
Oura $299–$499 (Gen 4) $5.99 $69.99 $299 ring + $69.99/yr after first 30 days
Ultrahuman $349 (AIR) · $479 (PRO) No subscription No subscription $349 one-time — no recurring fees
Garmin $199–$1,099 (watch) $6.99 (Connect+ optional) $69.99 (Connect+ optional) Free Connect app — Connect+ only if you want AI insights
Fitbit $99–$249 (tracker/watch) $9.99 (Premium optional) $99.99 (Premium optional) Core stats free — Premium only for Sleep Profile / Daily Readiness

All prices in USD. Subscription tiers and hardware revisions change — each linked guide tracks the current numbers.

Full pricing guides

How we calculate total cost of ownership

Sticker price is the lie. What matters is the 3-year cost — the number you actually pay between unboxing and the next time you replace the device.

Our pricing pages all use the same math:

  • Hardware cost — the one-time purchase price, including any required accessories (charger, band, sensor pod).
  • Subscription cost — the recurring fee to unlock the data you bought the device for. Annual plans usually save 15–40% over monthly.
  • 3-year total — hardware + 36 months of subscription. This is the number we compare across brands.
  • Cheapest path — the combination of tier + billing cycle + bundle that minimizes the 3-year total without losing the core feature you want.

Two patterns show up across the board:

  • Subscription-bundled brands (WHOOP) front-load the recurring fee but ship the hardware free. You can't cancel and keep the device working.
  • Subscription-free brands (Ultrahuman) charge more up-front but never bill you again. Break-even vs. subscription competitors is usually 18–30 months.

If you plan to wear the same device for 3+ years, no-subscription rings often win on raw cost. If you want a new device every year, subscription bundles can be cheaper.

Still deciding which one to buy?

Pricing only matters once you've picked the right device. Start with a head-to-head comparison or read a full review.